Please Choose A Different Account Type

Business Account

Tax-advantaged savings for education. Tax-free earnings and withdrawals for qualified educational expenses.

Coverdell ESA

For non-US citizen members and SACCU students

International Membership

Retirement account that enables you to delay paying taxes until the money is withdrawn.

Individual Retirement Account

Open a Youth Account with Parent/Guardian as Joint Owner

Youth Account

Personal Account

Open a New Trust account to Manage Assets for Beneficiaries.

Trust Account

SACCU Film Account

Select the length of your certificate from {min} to {max} months.

Choose Your Certificate Term

Lock in a competitive fixed yield for a set term with our Share Certificates.

After you submit your share certificate, you will need to fund your account by clicking "Make a deposit into your account".

You already have a pending request

By opting into receiving SMS text messages from Sacramento, you agree to the 

You indicated you're a U.S. Person but previously selected you don't have an SSN. To meet U.S. regulatory requirements, please restart your application and include your SSN/ITIN.

SSN/ITIN Required for U.S. Persons

Just a Few More Questions

You have a few tasks left to complete your applications.

Additional Information Requests

Are you sure to cancel your automatic transfer?

Transfer Details

Set up one-time or automatic transfers between your Sacramento Credit Union accounts.

Choose Transfer Frequency

How Much Would You Like To Transfer?

You can access and edit your transfers within Online Banking.

Review Your Transfer

Enter the details below for your beneficiary

Tell us your Beneficiary's Address

A beneficiary inherits an account's assets in the event the account owner passes away.

Tell Us Your Home Address

Let's Learn More About You

Please enter date of birth below. SSN is optional for beneficiaries.

And Lastly, Just a Few More Details

Your beneficiary will receive a link via email to enter their personal information.

Your beneficiary will receive an email link to enter their personal information. Please inform them that they should be expecting an email from us shortly.

Enter the Beneficiary's Email Address

Let's Learn More About Your Beneficiary!

You may add or update your beneficiary information at any time. If you'd like to designate an entity, multiple beneficiaries or need assistance, please 

Add a Beneficiary to Your HSA

Your beneficiary will receive an email link to provide their information.

A beneficiary inherits an account's assets in the event the account owner passes away. If you would like to add an entity as your beneficiary, please 

How Would You Like To Add A Beneficiary?

What Is Your Business's Mailing Address?

This must be a physical address where you conduct business and cannot be a PO box.

Where is Your Business Located?

Please select up to one control person.

Select Your Control Person

DBA Document

Please specify your DBA name and attach your DBA or any trade name documents.

DBA Name (Doing Business As)

Please upload documentation showing your EIN/TIN number issued by the IRS.

Next, We'll Need Your EIN Documents!

Next, We'll Need Your Formation Documents!

Select business eligibility type

Share More About Your Business

To add a new signer, upload documentation showing they're authorized on this account (e.g. a resolution or signed authorization letter).

Upload Proof of Authorization

They will receive an email link to enter their personal information.

Enter Additional Owner or Signer Details

A corporate resolution authorizing this signer removal.

Edit Owner or Signer

Edit Owner or Signer Invite

Please upload documentation supporting this signer removal.

Upload Supporting Documentation

This signer will be removed from the application and will no longer be associated with this account.

Remove {name}?

The signer has been removed from your application.

Signer Removed

A resolution or letter signed by an existing owner authorizing this addition.

Manage the owners and authorized signers on your business membership.

Owners and Signers

Add anyone who meets one of the criteria below:

• Anyone with ownership of 25% or more
• Anyone who has significant responsibility to control, manage, or direct the business entity
• Anyone you want to grant access as an authorized signer on this account

{name} will receive an email link to enter their personal information. Please inform them that they should be expecting an email from us shortly.

You're All Set!

Would You Like to Add Another Owner or Signer?

A DBA or "Doing Business As" is the name a company uses instead of its official name. Also known as a Fictitious Name, it's how a business presents itself to the world.
A DBA is commonly used for sole proprietorships when the owner's name is not used.

Information on DBA Names

Let's Learn About Your Business

Now, What Is the Best Number to Reach Your Business?

Now, Help Us Understand More About Your Monthly Transactions

Let's Learn About Your Organization

Account Information

Company Documents

Business information

Job title

Name

Owner/Signer {count}

Please take a moment to confirm the information in your application. We want to make sure everything is accurate and complete!

You're Crossing the Finish Line!

An EIN, or Employer Identification Number, is a special 9-digit ID for U.S. businesses, given out by the IRS. 
You can receive an Employer Identification Number (EIN) <link>from the IRS</link> within minutes. Resume your application once you're ready- we saved your progress!

Have questions about an EIN?

If you are a sole proprietor and do not have an EIN, you may enter your Social Security Number.

What Is Your Business Tax ID?

Provide the email address where you can be reached at work.

Now, Enter Your Business Email

If no ownership applies, please enter "0."

Tell Us About Your Current Role

Is Your Company Any of the Following?

You must be able to make key decisions for the business as an owner, officer, or other authorized individual. 

About You

Tell us what your business is all about.

Business

Invite signers and beneficial owners with at least 25% ownership.

Owners/Signers

Double-check your details and documents.

Review

We'll walk you through these steps to get your account up and running:

Your Application at a Glance

You've successfully submitted your owner/signer application.

Success

Earn 4.50% APY¹ on balances up to $25,000 with immediate access. Plus, with Direct Deposit, you can get your Payday up to 2 days early!

Free Rewards Checking

Our basic Free Checking Account is easy, safe and secure and provides everything you need with no surprises

Free Checking

Basic checking account with essential features

Easy Checking

Higher interest rates with check-writing privileges

Money Market

Enhanced money market account with premium benefits

Premium Money Market

A free business checking account with no monthly fees or minimum balance requirements. Includes online banking, mobile banking, and business services. $100 minimum deposit.

Free Business Checking

Business checking account that earns interest on your balance. Monthly $5,000 minimum balance to avoid $5 monthly service fee.

Business Interest Checking

Let's Get Started!

FREE Rewards Checking

FREE Checking

Must be 13 years or older to qualify for a checking account. A simple checking account with low monthly fees and no minimum balance requirements. Includes online banking, mobile banking, and a Visa® debit card.

Must be 13 years or older to qualify for a checking account. Earn competitive rates on higher balances while maintaining liquidity. $500 minimum balance required to avoid monthly fee.

Earn a higher dividend rate than a standard MMA- while still giving you the same convenient access to your funds that our regular MMA has.

Premium Money Market (MMA)

Select the checking account that best meets your needs.

Select checking accounts based on your needs.

You're under 16, so a checking account has to be opened with a parent or joint owner. Choose {minorAccountName} to continue with checking, or skip checking to continue.

You're under 16, so a checking account has to be opened with a parent or joint owner. Choose {minorAccountName} to continue with checking.

A parent or joint owner is needed for checking

Courtesy Pay Terms and Conditions

Learn more about Courtesy Pay

You've successfully opted into Courtesy Pay.

Would You Like To Enroll in Courtesy Pay?

Your account is already set up with a debit card. If you're not seeing it, please contact support.

You already have a debit card

Select your preferred debit card design.

Only one debit card request is allowed at a time. Please return to request cards for additional checking accounts.

Your card should arrive in your mailbox within 7 to 10 business days.

Receive your card within 7-10 days by delivery.

We were unable to approve your application. If you have any questions or believe this may have been an error, click below to contact us.

Unfortunately, your application has been denied

We'll need to confirm you are eligible for Sacramento Credit Union.

What is your current status of employment?

Upload or take a photo of your minor's ID document.

And Lastly, Verify The Minor's Identity

If the minor does not have an email address, please enter the email of the parent/guardian.

Please use the minor application type to complete your membership.

Minor Application is Required to Continue

Upload or take a photo of your ID document.

Verify Your Identity

Choose the account that will receive your new direct deposits.

Let's Get Started

What is the custodian's date of birth?

What is

date of birth?

What is minor's date of birth?

Date of Birth (MM/DD/YYYY)

PDF, JPG, or PNG. Max file size 10MB.

Please upload your document

Select a Qualifying Organization

Please let us know how you are eligible to join.

What is your employment title?

Select Your Employer

Job Title

Let's Confirm the Joint Owner's Eligibility

What is your current eligibility status?

Select Organization

Select Your School, College or University

We've emailed your sponsor member to provide their member number and confirm sponsorship of your application.

Enter Family Member Information

Current SACCU enrolled students

Select Your School or Place of Graduation

Select joint owner's eligibility type

Select eligibility type

Now, Enter Your Email Address

What is the custodian's email?

Please use a different email address

This Email Is Linked To An Existing Application Or Membership

Please Log in to Add an Additional Account

What is the joint owner's email?

email?

What is the minor's email?

Check Your Email Address

Who is your employer?

Occupation

What is your employment info?

What is your job title?

Please enter your joint owner's employment information.

What is the joint owner's employment info?

What is your joint owner's current status of employment?

Select Your Joint Owner's Employment Status

Please enter your joint owner's total income from other sources. If none, enter $0.

Please enter your joint owner's employment information below.

Select joint owner's employment status

Please enter your joint owner's total income from other sources, including parental support, if any. Exclude financial aid, scholarships, and grants. If none, enter $0.

Previous Occupation

What is your source of funds?

If you are unemployed or retired, please input prior employment and occupation below.
If no prior employment, please input "Student" or "Homemaker" for employer and occupation below.

Please enter your total income from other sources, including parental support, if any. Exclude financial aid, scholarships, and grants. If none, enter $0.

Please enter your previous occupation.

Please enter your employment information below.

Please enter your previous occupation; Students may state 'Student.'

Select your Employment Status

Apply for a Home Equity Line of Credit!